British people react to American medical expenses
- Thread starter Menace Sockeyes
- Start date
"Man, so if you're poor, you're dead."
Yep, dead or bankrupt. Welcome to the US.
Yep, dead or bankrupt. Welcome to the US.
Friends of ours just had a baby many weeks premature (weighed about a pound at birth but just went home this week weighing 8 pounds). Their bill so far...$500,000. Insurance will pay most but their bill will still be staggering. They make too much money to qualify for assistance so dad is contemplating quitting his job to cut their income so they can get help.
But other countries health care can’t possibly be replicated in the US for reasons......just like gun safety issues......
I think everybody involved in our health care system needs to take a little less out of it.
Insurers make less.
Hospitals make less.
Providers make less.
Vendors (pharma, med device, suppliers, etc) make less.
Add in reasonable tort reform.
Then let’s see where we are.
Insurers make less.
Hospitals make less.
Providers make less.
Vendors (pharma, med device, suppliers, etc) make less.
Add in reasonable tort reform.
Then let’s see where we are.
I agree and will add that individuals need to be healthier.
The french fry shortage will help!
My wife just started dialysis after a long stay in the hospital. I am convinced now, more than ever, that there is zero incentive for any healthcare reform.
About the healthier, I've made this point numerous times on here. If we spend the money, as a nation, to keep people healthier, via better food laws, via better insurance availability, etc, our health expenses will drop dramatically.
The biggest premature killers are all mostly preventable. Diabetes, heart disease, many cancers are preventable. But we doing nothing to try to prevent them.
I've been to the doctor/ER/hospital in ten countries. I like living in America for the most part but I hate American healthcare with a passion. It's the biggest scam pulled on the American people. And now that I work for a non-profit blood organization, I see the ridiculous markups imposed by the hospitals. Makes me feel so sorry for American people that don't know any better or have other options.
One thing I found kind of ironic, when I lived in Thailand our company provided us with BUPA medical coverage. BUPA provided us with healthcare in any country worldwide. I could go to the ER from Canada to New Zealand to the Solomon Islands and have medical coverage. However, BUPA did not provide coverage for one country......the United States. So, if I wanted to come home for two weeks to visit family, I had to purchase travel insurance or risk it. An American citizen not having coverage in his own country. Always seemed weird to me.
One thing I found kind of ironic, when I lived in Thailand our company provided us with BUPA medical coverage. BUPA provided us with healthcare in any country worldwide. I could go to the ER from Canada to New Zealand to the Solomon Islands and have medical coverage. However, BUPA did not provide coverage for one country......the United States. So, if I wanted to come home for two weeks to visit family, I had to purchase travel insurance or risk it. An American citizen not having coverage in his own country. Always seemed weird to me.
Why isn't insurance paying $488,000 once their OOP max of $12k was reached?
Do Brits get free dental? If so, I’m ok with what we have.
Drug costs in this country aren't even borderline criminal, they are flat out robbery.
Yea that was my question as well. Can’t imagine 12k oop would hurt the way the couple was described
....unless the care costs are occurring over 2 different years; then it's 24k. That's a sizeable chunk for a middle class family, particularly if they're just starting out.
Was thinking that but to quit a job to get assistance seems awfully strange, unless of course he’d stay a stay at home dad. Either way, guess not really our business. Just seemed odd
Sad that we are citing a nation of serfs, after all they are ruled by a family who were never elected.
I forgot to mention a country overrun by muslims with big knives.
I forgot to mention a country overrun by muslims with big knives.
Nutrition IMO is a the lowest hanging fruit with the highest ROI in regards to HC costs and outcomes.
All those things you mentioned are exacerbated by a high sugar/high carbohydrate diet. The same diet our govt is currently pushing.
Europeans get "free" health care because they pay a lot more in taxes - and they also dedicate a much larger portion of their budgets to health care. See, we've taken care of their defense for 75 years, so they don't have to spend big bucks on that. It's sad that we spend so much for their defense that we have folks here dying because they have no health care. And the waste in this country should be criminal.
Regardless, the NHS in Britain has serious challenges in delivering health care - but from what I read most Brits are satisfied overall.
I went shopping today for my Medicare Advantage/supplement plan today. I just hope I can stay healthy for a few more years.
Regardless, the NHS in Britain has serious challenges in delivering health care - but from what I read most Brits are satisfied overall.
I went shopping today for my Medicare Advantage/supplement plan today. I just hope I can stay healthy for a few more years.
Baby Alfie Becomes Latest Victim of Socialized Medicine Supporters of seriously ill British toddler being kept alive on a ventilator Alfie Evans demonstrate outside Alder Hey Children's Hospital in Liverpool, northwest England, on April 16, 2018, as Court of Appeal judges hear an appeal against a decision to allow doctors at the hospital to stop treating the toddler on the basis that he can't be saved.
Enough said socialized medicine = Death panels
Enough said socialized medicine = Death panels
Something something socialist something.
Yeah our military budget is not out of control..... If we only could pump some of those funds into health care...
Man having insurance makes those prices 50-150.. I do not want government controlling my Health insurance
If you make up to the average American income per capita, the French pay 14% while Americans pay 22% at that point. It’s only after about $200k that French tax brackets reach their high point of 45% where the Americans only pay 35% at that point. So while the French wealthy and ultrawealthy pay more in taxes the average person pays far less. Which frankly is how it should be and I say that as someone who would be paying 45% in France.
LOL! It’s a cruel reality that some people are going to die. It’s also true that their families may not want to listen to medical science when their loved one will die. It becomes nothing but a futile attempt to deny reality. At some point this crosses a line into the denial of resources to cases with actual hope. Your example of “death panels” is simply a stupid and feeble scare tactic.
That baby is one of the reasons healthcare is so expensive in the USA. Not only will he cost millions of dollars more just to get to 18 years of age, but the parents now have about an 80% chance of getting a divorce. As a society, just because we can keep a micro premie alive, should we? They often have cognitive issues, 20 percent have severe learning disabilities. That not only puts a strain on our health care systems, but also our schools and other infrastructure in place once they become adults.
3
hawkeyetraveler
HR All-American
A vastly disproportionate amount of the spending on healthcare in the US is on treatments for patients facing an end of life scenario under any circumstance. This contributes significantly to the cost of insurance in the US.
In many cases we are extending life without a good quality of life and/or not allowing patients to pass in dignity. There need to be real discussions about the process of where the line is drawn. There will always be outlier cases and mistakes under any system, but wrapping the broader issue in the emotion of one absolutely tragic case is not a path to a solution.
In the US right now we have many many more examples of people unable to afford treatment, or who bankrupt themselves for treatment that would be otherwise saved. For them the line is being drawn by an insurance system that is based on profit motives. You simply cannot argue that their lives are worth less, or that this is a more ethical approach than your so called “death panels”.
But go ahead, keep putting your heads in the sand while these types of late life costs drive unsustainable insurance premiums.
Yes, this is a big problem. Usually fueled by guilt from the kids that come swooping in when a parent gets sick, pressuring them to keep up treatment so they have time to make up for the decades of neglect/ignoring parent.
I have no idea what their situation is beyond that but they are making - total - maybe $75K/year as teachers. $12K is a chunk but my guess is they're also looking at the cost of the ongoing care that will be needed.
spoken like an asshole who never had a kid born with a problem that wasn’t her fault. Congrats you are now my new least favorite poster here.
So this guy is an idiot? He has a new baby and family to provide for so the first thing he is going to do is quit his job?
Some of these babies go home with tracheostomy and 24 hour mechanical ventilation. They require an awake and attentive caregiver 24 hours of the day. In the state I live in they will generally receive 12 hours of nursing care. This is generally not covered by private insurance, however teachers often do have really good policies. It is very common for one of the parents to quit their jobs. In the case of teachers they generally keep their jobs because their insurance is so good. Also teaching jobs often have more flexibility. The nursing that is provided is paid undermarket value. So the staffing is poor so a lot of nights somebody has to stay up with the baby all night. Obviously I don't know if this kid requires that level of care. Just an example. If they are teachers it's probably worth it to try and keep their jobs because of the benefits.
Yeah, I never had a $40,000 baby that required multiple transfusions minutes afer birth and spent two weeks in the hospital, including time in an incubator. Had doctor after doctor come parading through, before we just asked, what can you do for us? Only to tell them to GTFO. Been there, done it.
Yeah, I guess I am a dick now for bringing up a subject that needs to be discussed.
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