If you had a 1/4 million bucks, where would you invest it? Given that the country is run by a deranged nut and the markets are all over the place. Thank you!
Investment Advice
- Thread starter GOHOX69
- Start date
The next trump crypto for the first 12 hours.
I just pulled out of the market and put a good portion into CDs for a year to watch while things sort out. I'm more concerned about losing 25-30% than I am on missing out on 5-10% gain.
How long before you will need this money?
Says the guy who watches the market go up 20% over next two years, he puts money back in early 2027, then market goes down 20% and he loses 20%. Market timing is for amateurs. Do what Warren Buffet does, consistent buying and holding through all market cycles. But what does he know?
I have no need for it at all. It's just sitting in a savings account.
My record has been very good through the years.
As usual, you don't know what you're talking about.
As of the end of the third quarter in 2024, Warren Buffett's Berkshire Hathaway reported a record cash reserve of $325.2 billion, up from $276.9 billion at the end of the second quarter.
This increase reflects a cautious investment approach, with the company being a net seller of stocks in 2024, including reducing its holdings in Apple and Bank of America.
This, be safe and take that 4-5% return... No way can the market keep pace with last 2 years. Doesn't matter who is CIC. Like they say you can't beat the Feds. I would never short the market if my life depended on it. Would lose my shorts.
If you do some shopping, money markets are right around 4-4.75%. If you need the cash or want to reinvest you can pull it out (like I did with your Mom last night!).
Don't take this as advice but if was me:
I would buy a mix of S&P and Russell 2000 growth and value index funds.
Beanie babies and orange juice futures. Easy money and you get to have cute little stuffies around your house.
I believe there is a max contribution to your Roth each year. Still, that's a retirement savings vehicl, not an investment. You should have several options within your Roth to choose from.
You know what I would do if I had a quarter million dollars? I would invest half of it in low risk mutual funds and then take the other half over to my friend Asadulah who works in securities
Bro claims to be sitting on a quarter mill but doesn't even honor bets he makes irl lol
That will take a while at 7000 per year limit
or you put into the Fran McCaffery buyout fund and we'd all buy you a beer
$10,000 a month into each: Apple Microsoft Amazon and Google.
Dollar cost average it in.
I have purchased all the above when I have extra money the last 20 years. I will be retiring at 58.
Dollar cost average it in.
I have purchased all the above when I have extra money the last 20 years. I will be retiring at 58.
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lol…or as the line in the movie “Office Space” said…two chicks at the same time. 😉 Seriously, I would put $200K in stocks that provide for dividends (utilities, energy, and or banking-related stocks) and the other $50K in two “laddered” CDs.
True story: For a long while, Brian Ferentz used to live on my block. Then, he upgraded
Was that during his subsidized housing years?True story: For a long while, Brian Ferentz used to live on my block. Then, he upgraded
Someone die? We know that's the only way you would have two nickels to rub together! DOGE Dividend will only be $5000, and that's only for US citizens! >
Warren Buffett's Berkshire Hathaway is a massive conglomerate, one of the biggest companies in the world. You're some guy sitting at a computer. And here's Warren Buffet's advice for you. If you want the cliff notes, he's calling you "extraordinarily foolish":
But again, you do you, what does Warren Buffet even know?
As I posted, Buffett has been selling off stocks and taking a much larger position in cash. It's one of the reasons I got out of the market for now.
Once again, you are uninformed.
Except
Valuations are already through the roof. And markets don’t like risk, which will continue to be the environment going forward.
Exactly what I did this morning for all self directed funds I control. Bought back in to a couple equities I liked at the price and believe in long term (assuming the country doesn’t fall apart, but in that case a dollar is worthless anyways).
But the vast majority of it is now parked in short term treasury money market.
Gonna have to agree with the other poster here. Buffett trimming holdings is quite a bit different than liquidating the portfolio. Buffett sees everything as overpriced at the moment and just preparing to buy the dip.
Me personally? I’m pausing automatic investments to build cash reserve (and gradually shifting ratio from US to Foreign ETFs).
When my Mom passed away she left each of her four children a very decent amount in lower six figures. My sister decided to put hers into laddered CD’s and the rest of us stayed in the market. She’s now scrambling and pinching her pennies and my two brothers and I have done much better.
Maybe splitting the funds would be an alternative for those who are extra cautious?
You know they always need volunteers for medical experiments. Have you thought about applying?
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