There is a difference between “I won’t force my child to go to college” and “my child won’t be going to college”. Especially when the children in question are 7 and 10. My 2 oldest went, didn’t finish, and are still contributing members of society. Youngest is still in college, in New Mexico ironically, and will finish with zero debt. New Mexico had by far the best state support in the way of scholarships. So OPs kids can easily get a degree in their home state with no debt.