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Credit card chip readers

The only time I remember to use them is when the store doesn't have them set-up.
 
I just have my manservant use his card and my accountant reimburses him. Doesn't everybody do that?
Nope, I want the points. Take a card out in his name. Keep the points, save on accounting, don't be held captive to a servants credit limit.
 
They take longer.
I encountered one for the first time tonight at Kroger. At first I swiped my card like I've done thousands of times before, but I got a message telling me to insert the chip reader. This being the store's first day with the new machines, a helpful attendant (no pics) was there in no time and told me you have to shove it in the bottom. I think we all know what she really meant, but I'm a married man. I proceeded with the transaction, only to have it declined because I pulled the card out of the reader too soon and f****d up the whole system. The attendant was able to rectify the situation by typing in approximately the same number of keystrokes needed to launch an intercontinental ballistic missile. When she was done, I finished my transaction, thanked her for her help, and told her that's much easier than the old system of swiping your card and being done with it.
 
I've been trying to embrace Android pay, but I've found it's pretty much only available at one store I ever go to: Walgreens, they don't have the NFC terminals yet at 7-11's that I go to or the Jewel and bars/restaurants still do it the old fashioned way.
 
Buy online maroons

Which is why the chip isn't some great security breakthrough. Somebody at a restaurant or bar could write all your information down and use your card online at will.

Why not have the card owner pick a PIN number that is required for transactions? The pin would not be listed anywhere.
 
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