Tradition Manor is the third primary residence we've owned, trading up along the way.
We moved into The Manor 16-1/2 years ago with a 30-year mortgage that we got approved for by the skin of our teeth. Recall what was going on in the housing market in 2008. I'll wait to let you reflect on that....
Then we refinanced at some point when rates got stupid low (~3%... almost like stealing money). We always threw extra money at the principal with every payment and got it paid off in barely more than 15 years.
I'm pretty proud about this accomplishment.