This is from Medicare.gov
So according to “local news” small town Iowans complaining “Where’s the Government?”
- Thread starter joelbc1
- Start date
You can both sides this if you want to. Makes no difference to me. I’m simply dispelling the common myth that rural Iowans are among the biggest “welfare queens” in the entire country.
It is no myth…if you accurately define “welfare” as government assistance.. and then register the volume of their protest.
True. As a whole they appear to only be $.51 per capita more of a welfare queen than their urban counterparts.
Like I said: call it what you want.
When you have no "cap" on what you'll end up paying, that's not how any insurance I own works.
The cap is just a feature of the coverage. When my daughter turned 26 we were looking at insurance for her because her work insurance was extremely expensive. We looked at Obama care Blue Cross Blue Shield and the policy was much cheaper but it had no cap. She ended up paying for her work insurance because not having a cap can be too risky.
I barely consider Iowa City to be metropolitan. But it doesn’t matter what I think is rural vs metro. I’m simply playing within the county based rules you set for this game.
Maybe Burlington is not “rural”
…
Ottumwa, Fort Mad and Keokuk are rural…. Mere shells of what they used to be 40 years ago..
Ottumwa and Burlington gave a long tradition of welfare enrollees… my moms first job out of college was as a social worker in SE Iowa…Ottumwa and Burlington “shocked” her as Union/ railroad towns on rivers that flooded all the time the welfare requests were overwhelming to her…and this is back pre-WW2 days! Keokuk and Ft. Madison have lost a lot of decent manufacturing jobs and union positions over the past 30 years too. Both towns have fallen on hard times.
Like I'd stated- that's not really "insurance" w/o a cost limit on what you'll end up paying.
Which is why she did not opt for that.
You can call it "insurance" if you want, but insurance is supposed to limit your risk, not just saddle you with a fixed copay.
The problem is you have a lot of people in this world and good ol' USA that think they government is the answer to everything. And when it still isn't working, you just need more money towards that government project. Government does have its place but it was never meant to be everything to everyone.
This is one time I have to disagree with you. It is insurance, it might be bad insurance but it is insurance.
Like I said: call it what you want.
I likewise do not consider the "junk" policies as "insurance", that people buy to make themselves feel good, then go bankrupt when they end up with a major health crisis and find they are mostly not covered.
The insurance company calls it insurance, the doctors and hospitals call it insurance, it's called medical insurance, so I guess I'll just call it insurance.
insurance does not limit the risk at all. you do. or the policy holder does. insurance is there to indemnify you or pay you back for a loss. sometimes you or the policy holder assumes some of the loss, to save money. if a co-pay is part of the assumed money put at risk, yes. that's fine. to save money.
if you have no insurance on your house or car or life or health, you put 100% of that money at risk. to limit that risk, with no insurance, you could not drive, don't burn open fires near your house, or not go parachute jumping. that limits the risk. in the event you do have a loss, when you have insurance, it limits the amount of loss, not the risk.
Sure they do
They know (some of them) that they are selling you crap that doesn't really provide you any coverage, at all.
That's "marketing".
LOLWUT?
We're talking about "financial" risk here, Cletus.
Insurance does exactly that - limits your financial risk/exposure.
compared with houston or dallas ? yes. compared with small town iowa? nope. these are fairly big towns for iowa.
I know that something which does not limit your financial risk is nothing I would refer to as "insurance".
Like I've said several times, now: call it what you want. Junk "insurance" policies do not constitute "insurance" to me. Neither does a base Medicare system which has a straight 20% co-pay. Neither puts a cap on your risk.
Car insurance does (although they will tell you what your max-payout/coverage limit is; you buy the coverage limits you want).
Medicare (plain) has no limit on what you'll pay, per my understanding from the Harkin Inst Roundtable. And they were warning people about that, because people THINK it limits your risks like regular insurance. So, assuming it works like "regular insurance" is a risky gambit for people, and the Harkin panel was telling folks that.
They were likewise warning people about the pitfalls of Medicare Advantage plans, which DO work like "regular insurance" policies. Don't be lazy and call everything "insurance", when they are very different animals, with very different assumed risks - that was their primary message, which I was simply attempting to convey to you and others here.
obama made up the term "junk policies" to totally drag down insurance companies and to totally pump up his ACA insurance which really is garbage. he sold insurance without a license as well. what a goof.
Uh, no.
Those "junk policies" do not provide what we typically refer to as "insurance".
Which is why people who bought them got hosed by them. They did not have the coverage they thought they had.
I think he wants to call it insurance,.. Since that appears to be acceptable option, how about we just let him call it insurance...
Iowa News Anchor’s Cry For Help After Rare Weather Disaster
On Monday, a rare weather event called a derecho hit Cedar Rapids, Iowa. “This derecho has damaged almost every property in a city of more than 130,000 people,” said Elizabeth Malicki, news anchor at KCRG in Cedar Rapids. Malicki wonders why the national press has ignored this story.
marketshare.tvnewscheck.com
I brought it up once already but maybe a link will help.
Why was it fine for a bigger city and liberal news station to cry for help but not ok for small town hick maga country to cry for help??
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