Only time I was burned was Hurricane Sandy. What is it 10%? I am due to get burned one of these days. What is rule of thumb and best Company for it. Do you have to get within so many days of booking? Any deductibles.
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You can make her smile by opening your wallet and sending her my way!Good question. Mrs. Herk is going to Mexico this winter and I bought it for the first time due to a couple issues that could derail her trip. I've always assumed the risk myself in the past. Anxious to hear some HROT experiences.
Mrs. Herk sure wants to see her friend Juan in Mexico. @McLovin32 , if I find out you're Juan, I'm gonna bill you for the insurance. Keep her smiling buddy. You're taking a lot of pressure off me. That 4th time every day is really killing me.
There's only Juan McLovin32 in the worldMrs. Herk sure wants to see her friend Juan in Mexico. @McLovin32 , if I find out you're Juan, I'm gonna bill you for the insurance. Keep her smiling buddy. You're taking a lot of pressure off me. That 4th time every day is really killing me.
You can make her smile by opening your wallet and sending her my way!
There's only Juan McLovin32 in the world
I feel like you're the one that actually wants to know.She wanted me to ask you, Tan Lines or No Tan Lines.
I feel like you're the one that actually wants to know.
We always buy travel insurance, whether it's through trip sites like Apple, or Cheap Carib, or a travel agent. While it may seem pricey and unnecessary we find that there are to many uncertainties in travel not to have it. God forbid something would happen where we'd have to depart a vacation suddenly, but those things do happen and invariably you see it happen a lot. So, if we have that insurance and something does happen we know we are covered and will get another vacation out of the deal. Hasn't happened yet, but....
Have never bought it but would seriously consider it for any future trips to the Caribbean. The sea is angry these days my friends...
You know what I'd consider for places where terrorist activities can be disruptive enough to buy trip insurance?I'd only consider it if traveling to a place where terrorist activities can be disruptive.
WussYou know what I'd consider for places where terrorist activities can be disruptive enough to buy trip insurance?
NOT F'ING GOING TO THOSE PLACES!!!
But that's just me.
We always buy travel insurance, whether it's through trip sites like Apple, or Cheap Carib, or a travel agent. While it may seem pricey and unnecessary we find that there are to many uncertainties in travel not to have it. God forbid something would happen where we'd have to depart a vacation suddenly, but those things do happen and invariably you see it happen a lot. So, if we have that insurance and something does happen we know we are covered and will get another vacation out of the deal. Hasn't happened yet, but....
When I booked through travelocity or Expedia, the trip insurance only kicked in if you had a medically necessary reason to not go, supported by a written opinion of the doctor. It wasn't like you were buying a refundable ticket if the weather looked bad or you had something come up for work. Those tickets were 2 or 3 times as much. I'd read the fine print.Only time I was burned was Hurricane Sandy. What is it 10%? I am due to get burned one of these days. What is rule of thumb and best Company for it. Do you have to get within so many days of booking? Any deductibles.
$50 on a few thousand dollar vacation, is a good deal.Goodness, apparently I touched a nerve. To each their own. I'd rather spend the extra $50 on the insurance than lose the thousands in the event something were to happen.
I will say we only purchase insurance when taveling abroad. I've never bought it will traveling in the USA.
It would suck to have to fork over $200,000 for that medical evacuation...Similar to cell phone insurance. We have a healthy savings account, so we self insure. I'd rather pay myself than an insurance company.
I think like many kinds of insurance, if you can feasibly absorb the blow financially, don't insure it. It does not pay over the long term. The insurance company has to make its money somehow.
Using it for the first time for our trip in November. Why the change? Now that we're retired we don't have the cash flow we once did to pay off a big medical bill.
Goodness, apparently I touched a nerve. To each their own. I'd rather spend the extra $50 on the insurance than lose the thousands in the event something were to happen.
I will say we only purchase insurance when taveling abroad. I've never bought it will traveling in the USA.
Yes. It covers what Medicaid and my supplemental ins doesn't plus transportation back to the US.So is it health insurance ?
Right, I didn't explain my thinking. Strictly a one trip deal and not something I pay for on a yearly basis. Now that you mention it I wonder what OP was asking about.Insurance does strike a nerve. The cost of "piece of mind" is incredible. Best Buy makes something like 40% of their profits off their warranties
$50 for an international trip is not what I was thinking though.... that seems quite reasonable. Much different than $300 to insure my $1,000 TV
As for whether you should buy it, depends entirely upon the individual situation.Only time I was burned was Hurricane Sandy. What is it 10%? I am due to get burned one of these days. What is rule of thumb and best Company for it. Do you have to get within so many days of booking? Any deductibles.
But if there is a hurricane is that a covered event for the insurance?Exactly; if it's hurricane season and a honeymoon or special travel event, insurance can make a lot of sense. Normally, probably a waste of money.
But if there is a hurricane is that a covered event for the insurance?
Yes I agree. My conclusion was that really the least unlikely covered event would be illness where travel is impermissible as prescribed by a doctor, or jury duty. Both of which are remote - hence the cheapness of the policies.A: depends on the policy (generally is)
B: Most hotels and airlines already have a policy in place for events such as hurricanes.
With trip insurance, you can recoup cash; with regular hotel and airfare, they EITHER will refund fully, or will apply 100% of your payment to another flight/hotel during a different time. And in events like hurricanes, airlines will also waive any added 'change fees'.
Thus, the value of many trip insurance policies isn't all that great, aside from personal reasons for cancellations.
Yes I agree. My conclusion was that really the least unlikely covered event would be illness where travel is impermissible as prescribed by a doctor, or jury duty. Both of which are remote - hence the cheapness of the policies.
As you get older, you start to think of such things. We were purchasing trip insurance for our individual (longer) trips but discovered for less money throughout the year, we could purchase annual trip policies that cover even our weekend trips in the U.S. We use Roam Right...