Tough day today I have been called a liar by Natural and a bad person by you.
I agree with the examples you gave about debt purchasing companies and any company that takes advantage of their customers. You just did not show me where Higuera Hardwoods or Carolina Cabins did that.
I'm not necessarily calling you a bad person. I do think that if you thought logically about this, you would see this is a terrible thing to allow a company to sneak into T&Cs. I understand that you or I might be more careful about T&Cs, but that's not the reality of the world, and sometimes we have to work within the confines of what reality actually is.
Also, I honestly think I find this more appalling. Maybe because it's such a weird thing that I never knew existed. Maybe because most of the debtors did or do still owe those debts, whereas this is just something sprung onto unsuspecting customers of a company.
And one thing that has been ignored in this thread is the fact that one of these companies was provided as an alternative to jail/prison time, by a judge. I find that to be about the worst of all of it. If you're going to send offenders to rehabilitation centers as opposed to jail, you have my support. And I honestly (I might have to think about this more before I fully commit) think that I am OK with those centers being religious in nature. But, what I'm certainly not OK with, is altering the rights for any subsequent dispute resolution with those companies, to make them comply with these Christian Arbitration clauses, as whoever gets this is basically choosing between jail and being subject to these clauses, which to me is completely outrageous.