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Emergency room expenses.

I get, I’ve made plenty of responses where I pull shit out my ass.
So, you have no numbers to post.

I have more; PET/CT performed in 2012 (actual data). $4200, insurance paid $2000
12 yrs later, that same procedure today is probably $6-7k.
 
We do the same in Europe. Our soldiers stationed in Germany and paid for by Americans allow the Germans to spend money on universal healthcare for their own citizens.
I would 100% be ok with making a deal with the GOP. Stop funding defenses of all these nations IF we can use those dollars to fund some type of universal healthcare system here in the States.
 
Wow. “Give”, huh. Like, no one pays for it? Neat trick.

Having nationalized coverage means people don't run to the ER because they don't have insurance, the most expensive place for any frontline care. And they do not actually get "care" there, they get "stabilized and released", so chronic conditions mean repeat visits.
 
So the OP is a liar?
Dude has no clue what tests were run and diagnostic imaging was performed.
$45k is not a major medical bill anymore, and negotiated insurance rates will be far below that billed amount.

My guess is about 1/3 of it, but could be as high as half. Won't be "list price" w/ any negotiated rate insurer.
 
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I kind of got screwed on the GI Bill. But the medical benefits of being a Vet have paid well. I have no copayments, no uncovered costs. I feel terrible for those that have these costs. It has to be debilitating.
 
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EvRDyYYVcAY6zDs
 
I would 100% be ok with making a deal with the GOP. Stop funding defenses of all these nations IF we can use those dollars to fund some type of universal healthcare system here in the States.
So it’s ONLY the GOP who wants to fund such things?
You sure about that? 😏
 
They are paying for all those that don’t pay their ER bills. There is an easy fix for this. Universal healthcare. Talk to you GOP congresspeople.
Sure doc. So you’ll be happy with making VA Dr wages? What specialty are you in?
 
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@BrianNole777 has a sweet ACA plan that has drastically reduced his out of pocket costs!

My ACA plan deductible is $9,500.

I saw a world renowned cardiologist for a routine consultation and his office charged my insurance $601 for a 30 minute visit. 2 weeks later, he asked if I wanted to take a calcium test which he already ordered and gave me...so much for "world class." 😆

My insurance paid $211 and I paid $90.

I got an echocardiogram yesterday. I'll probably pay $1,200+ for because my deductible is sky high and won't cover it.

CSB.
 
I kind of got screwed on the GI Bill. But the medical benefits of being a Vet have paid well. I have no copayments, no uncovered costs. I feel terrible for those that have these costs. It has to be debilitating.
It definitely can be. Few years ago we took our son (mild autism) for tests twice a week to get an official diagnosis. After 1 month they told us they needed 1-2 more months to determine what they thought. Kind of sad the bills in the mail make you think about stopping your child's diagnosis, future, and aftercare etc.
 
It definitely can be. Few years ago we took our son (mild autism) for tests twice a week to get an official diagnosis. After 1 month they told us they needed 1-2 more months to determine what they thought. Kind of sad the bills in the mail make you think about stopping your child's diagnosis, future, and aftercare etc.
My PC Dr always comes in and wants me to do this test, that test, see this specialist, that specialist etc. He seems confused when i say i can’t afford to do all that. He responds “you dont have insurance?” He has no clue how much you have to pay before insurance covers one dime in this country.
 
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OP's coworker messed up. You're supposed to shop around for healthcare so that the competitive marketplace will reduce prices. If they had just taken a few hours to figure out which local ER offered the best value, this never would have happened.
 
Having nationalized coverage means people don't run to the ER because they don't have insurance, the most expensive place for any frontline care. And they do not actually get "care" there, they get "stabilized and released", so chronic conditions mean repeat visits.
This might be true. Universal care might save money.

But I doubt it.
 
They are paying for all those that don’t pay their ER bills. There is an easy fix for this. Universal healthcare. Talk to you GOP congresspeople.
But if we have free healthcare no one will work at the university. Because you know they don’t actually get paid anything but they have the great benefits.
The benefits where they never have to pay a dime for anything medical related.
 
I do believe health care is a human right. If we spent less money giving billionaires tax breaks, we could make it happen. (they'll still be rich as f)
Health care for all is a lofty goal and no one is turned away from an ER. It’s the law.
But your statement about billionaires and tax breaks…is that intentionally dumb?
 
Healthcare Systems run under a Charge Master system which sets the price for every service. The chargemaster price is usually set at the absolute highest rate that they can get any of their insurers to pay. That's so they don't lose out on any money. Then all the insurers generally negotiate that way way down from where it's set. Last year I had a $200,000 + surgery as it was first charged. My health insurance company ended up paying around $64,000. I had a $3,500 out of pocket charge based on my yearly maximum. I thought I did okay. And I would say most Physicians have no idea what the hospital or Healthcare System charges for their services. Either their own personal professional fee or certainly the fees the hospital charges for their services, tests, procedures. They know very well what they get paid for their professional fee, but generally not what the hospital or clinic charges the patient.
 
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Last year I had a $200,000 + surgery as it was first charged. My health insurance company ended up paying around $64,000. I had a $3,500 out of pocket charge based on my yearly maximum.

67,500/200,000 = 33.8%

Just about 1/3, which was what I'd posted on Page 1....
#NegotiatedRates
 
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