This. The only way to get ahead by timing the market is through sheer luck. Good luck with that.
Have you moved money into safer havens / cash positions?
- Thread starter NoleATL
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I’m barely touching any investments. I’m still probably 20 years from retirement.
I have put some stuff on hold. Canceled some vacation plans, I’m probably not going to pursue a new job which I was thinking about this year, I’m not doing some home improvements, and I was going to buy a new car this year but I’ll keep rolling with what I have.
I have put some stuff on hold. Canceled some vacation plans, I’m probably not going to pursue a new job which I was thinking about this year, I’m not doing some home improvements, and I was going to buy a new car this year but I’ll keep rolling with what I have.
I am moving everything to a more conservative and less volatile market. I am not talking about a few bucks either.
If you could time the market we would all be rich.
The writing is on the wall. Things are going to bad very soon. Either protect your investments or work years longer to be able to live after retirement.
You should have listened to her this one time.
Oh, I did. We got out before the recent drop.
You can’t trust this guy, though. He could come out tomorrow and say all tariffs are postponed for a year and the market takes off.
This has been proven wrong time and time again.
I’m trying to move closer to that. Probably will by Wednesday. Never get in a big rush with these things.
i moved 100% of my 401k to cash on 2/14
A tiny piece of Bershire's investments are in cash. I think you're referring just to marketable equities.
I keep the same asset allocation all the time. There are always reasons to think the market could collapse.
If the stock market does tank, noncorrelated assets should be fine. You then take money from that bucket and buy equities on sale.
If the stock market does tank, noncorrelated assets should be fine. You then take money from that bucket and buy equities on sale.
My family is getting close enough to retirement I don’t want to risk an interruption to my income. If I work until 62 my wife can probably retire at 54 or 55 and I want to give that to her.
I also am strategically saving some money because if there is an interruption in something like SS I want to be able to give through my church to meet needs.
I gotta wait for my Melania coin to get back above water before I can make any moves.
making emotional investment decisions is why most people underperform in the markets...
There are certain sectors that should be okay. Financial-related stocks/mutual funds, stocks/mutual funds that produce dividends, and with the tariffs, I think international stocks/mutual funds will provide decent returns too. Otherwise, keep a decent portion of your retirement accounts in bonds and cash-related money market type funds.
blame Trump for everything...and at the same time hate on Elon and DOGE for working on more transparency and ensuring our taxes aren't being corruptly spent and redistributed to the powerful people....which is it, do you care more about politics or your money?
Well then, share your genius financial advisor’s prognostications.
Nothing emotional about the indicators. All point to mske decisions now or lose big in a few months.
I think the market, regardless of who won the recent presidential race was over-valued and ready for a 10% to 15% reset. However, I think the down tick will be more of a 1 to 2 year downturn.
No matter what. He will do the opposite of what the correct choice is.
If they cared about transparency they would not have fired a bunch of inspectors general. Don’t kid yourself.
there are always indicators that are on both sides of the markets...what is emotional is you worried about a material market downturn. you have to get it right twice to win here...you moved to cash now....when do you plan on getting back in?
You have to be comfortable with your investment mix/risk tolerance, but you lost out on some decent stock market gains in 2021/23.
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“Cash” as in a money market account. It’s not like anyone here is shoving cash into mattresses. So 4% or whatever until time to reallocate. The latest I will get back in is if we rally back to when I sold. At that point, I will have some comfort that the storm has been weathered. If the market keeps falling I said I would probably buy at 5000. Of course if we blow past 5k I will probably wait a little.
I am planning to slowly start averaging back in if it gets to 10% down….and then accelerate if it continues down to 20-30% off its high.
Not fool proof, but hopefully it will work for me.
If it has a COVID like drop I would go back in immediately.
My retirement is in 100% equities. I'm probably about 18 to 20 years away from retirement. I won't move anything around. I'll just take advantage of cheap shares if the market goes down. Usually I have about 30% of my salary in high yield savings. If the market drops considerably then I'll just max out my Roth on the drop. Usually I max out my Roth with my year end bonus. I'll keep maxing out my 401k throughout the year as always.
I went from 85 percent tech and the rest mutual funds to 5 percent financials, 10 percent mutual funds of various types and the rest cash. Selling several times per week..
This was going to happen regardless of who won the election. Getting sped up.
This was going to happen regardless of who won the election. Getting sped up.
Yep, but the stock market is really manipulated by the big money people, they can start a sell off, sale high, watch the price go down, buy low, over and over and over.
You never know what is going to happen so as I said we are very comfortable and making money on fixed CDs
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