Have you moved money into safer havens / cash positions?

[the24fan]

Based on your other question, I agree with another poster who recommends you review your 401k materials. Usually you have some choice over how it is invested. For instance, they may have 20 different mutual funds available. By default they probably put your money into a very safe fund, possibly a money market fund. But you can change the breakdown and perhaps split your investments evenly between four funds of your choice.

If you log-into your account you may have to poke around to find it. Also, there will be two different things you can do:

• Change where you have invested the money that is already in your account.
• Change where new contributions are invested.

Good luck.

I do see I have the option to change things. It looks like my investments are blended funds investments?

 

[Tenacious E]

How about this I am in a singular stock and probably one of the most volatile stocks out there. I have had deep in the money calls for most of the year. Tried to catch a beginning of a bull run a couple weeks ago, lost 5% and got out before the major dump. I purchased back in on Thursday at $254. I have actually gained a couple hundred shares currently. My current setup is I sold 275 calls for $20, and bought 260 puts for $10. I make money no matter what. If it goes above $275, I effectively sold for $285 - basis after some transactions of under $250 for 2 weeks, that is a pretty good deal. At this point no risk involved. Worst case $270 and then can use the extra funds to purchase more shares and decide whether to reset another trade or go long.

Sophisticated but who's got time to keep track of all of that?

 

[Tenacious E]

I will add that after last night's 2-hour pitch, I was thinking the markets would get a bounce today. Not happening, at least not yet.

 

[bunsen82]

Sophisticated but who's got time to keep track of all of that?

Honestly doesn't take much time. Now my stock is already running, up to $292 but I am fine with that. This set up is to cover in a pull back in the next 10 days.

 

[bunsen82]

As to the stock market, I anticipate a a continued downturn in the market. We are getting a reprieve today. There will continue to be news and fears stoking that the economy is slowing growth to already in a recessionary environment. We had more businesses reporting and stating their estimates for 2025 are coming down. If I miss a run, I am fine with it, I avoided a big chunk of the downside and will make 19% in 3 weeks. In a tough market I take it and run.

 

[Tenacious E]

As to the stock market, I anticipate a a continued downturn in the market. We are getting a reprieve today. There will continue to be news and fears stoking that the economy is slowing growth to already in a recessionary environment. We had more businesses reporting and stating their estimates for 2025 are coming down. If I miss a run, I am fine with it, I avoided a big chunk of the downside and will make 19% in 3 weeks. In a tough market I take it and run.

Today has been wild. Up a bunch, down bunch, up a bunch. Is this some cycle where buying and selling is triggered but some set price, so it is just ping ponging back and forth?

 

[bunsen82]

Today has been wild. Up a bunch, down bunch, up a bunch. Is this some cycle where buying and selling is triggered but some set price, so it is just ping ponging back and forth?

You have a lot of short sellers closing their short, and also bouncing from oversold/and hitting 200 day moving averages allowed for a bounce with some news of possibly some leeway on tarriffs. It doesn't change the overall picture. We are contracting the economy period, and that will have ramifications, I will continue to make money safely until either the price gets low enough I feel comfortable or the economic conditions have changed. For now structuring small wins seems the most prudent choice. Risk outweighs rewards currently in my book.