Oh look, another Trump/Musk policy that screws rural Americans
- Thread starter torbee
- Start date
He’s just an “I’ve got mine and don’t give a f about anyone else” guy. We’ll never persuade him otherwise.
Is that would your junior high PE teacher taught you? Yeah, there is a reason he owns storage units on the edge of town
No, I am not.
Insurance companies need to live up to the contract.
Patients need to understand that not everything is covered.
Whose the victim? You seem to be biggest one here to need some medical help. I hope you get it.
Alright. I'm ready for you Mark. Kids are home, wife is asleep and I just listened to Lady Gaga/Bradlkey Cooper Oscar performance. So basically I have everything going for me.
I'll just start it out.....what is wrong with you? Why are you the way you are?
I'll just start it out.....what is wrong with you? Why are you the way you are?
At least you acknowledge your previous statement is nonsense.
No one has claimed who pays has impact - it's about whether it's done or not. And denying that insurance companies have choices on those matters is ignorant.
You're back to describing the current system. You're all over the place.
Because you're ignorant about how the system works.
What do you have to do? How long does it take? Are you assured of having the entire amount approved?
Denying medical service to people on the basis of what they are able to pay is ****ing them.
Here's a situation for you - a 28 year old person who has a job but few assets and no insurance is diagnosed with lymphoma. They can't cover the costs of treatment. In your world are they provided treatment anyway or are they turned away?
The people that think every insurance company is trying to avoid costs with every claim.
Some insurance companies are trying to avoid costs with some claims. Most insurance companies pay most claims no problem.
I’m sure there are things wrong with me, but I do not think this thread has illustrated any of that.
I don’t know why I am the way I am, but I am thankful for it. I read carefully, think deeply, and write precisely. I see and acknowledge nuance. I don’t believe everyone is corrupt. I also don’t believe no one is. I have a strong belief in right and wrong, and will (and have many times) risked much to defend right.
Please quote the posts that claimed every insurance company is trying to avoid costs with every claim. TIA.
Many on this thread have. Here’s one example:
Me: Insurance companies do not make these (life and death) choices.
DFSNole: If they make choices on whether or not to approve life saving, but possibly very expensive, medical procedures, they certainly do.
I never left the current system.
All I’ve been pushing back on during this entire thread is the notion that the denial of any claim is improper by an insurer.
Agreed. I don’t think I’ve advocated for that here. It’s silly. An insurance company would have no right to consider patient’s ability to pay when considering approving a claim payment.
Suspect you’ve confused me with Seminole here.
Can’t quote it. Just the vibe I get from many posts in many HC threads ver the years.
Did pay. This past year, suddenly a lot of people were denied claims. I have at least 3 that I can name off the top of my head.
And the thing is, there are parts of the country, where people need 10000/month just for bills and health insurance.
Our health insurance was at $3800/month, after my husband had triple bypass.
They have to insure you, but they can charge as much as they want.
Insurance companies are businesses out for profit. While most pay for claims without problem, I think it's very naive to say that at the same time they're not also going to avoid (what they view as) unnecessary expenses if there's any issues whatsoever with a claim.
I don't think I've seen any post push this notion.
The one that was non-emergent until it became emergent. JFC
Do you deny that people have died because the medically necessary procedures they needed were not approved by the insurance company and they couldn't afford to pay for it themselves?
Let's see just how far you will take your absurdity.
No confusion. In your system a provider would need to check to see if a patient can pay before performing medical procedures. That might be insurance. It might be cash. It might be taking out a second mortgage. But if they can't pay, no procedure.
There's no confusion here - that's all on you.
What provided taxpayer supported treatment? There is none. Are you advocating for universal healthcare now?
That's the problem with going with your feelings on important and complex topics - you get it wrong.
At least you admit you're just making up stuff. Good for you. That's a start.
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Why is it that the left always has to be the party of fiscal responsibility?
Although health care expenditure per capita is higher in the USA than in any other country, more than 37 million Americans do not have health insurance, and 41 million more have inadequate access to care. Efforts are ongoing to repeal the Affordable Care Act which would exacerbate health-care inequities. By contrast, a universal system, such as that proposed in the Medicare for All Act, has the potential to transform the availability and efficiency of American health-care services. Taking into account both the costs of coverage expansion and the savings that would be achieved through the Medicare for All Act, we calculate that a single-payer, universal health-care system is likely to lead to a 13% savings in national health-care expenditure, equivalent to more than US$450 billion annually (based on the value of the US$ in 2017). The entire system could be funded with less financial outlay than is incurred by employers and households paying for health-care premiums combined with existing government allocations. This shift to single-payer health care would provide the greatest relief to lower-income households. Furthermore, we estimate that ensuring health-care access for all Americans would save more than 68 000 lives and 1·73 million life-years every year compared with the status quo.
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