I heard if you drop dead while greeting they'll give you a hell of a deal on a casket. They use it as a recruitment tool.
Question for retirees and those that are close
- Thread starter DirtyJohns97
- Start date
I'm retired. I'm a 10 minute walk from where I took my first breath and grew up. I'm a 20 minute walk from the church I was baptized and married in. I'm a 20 walk from where I worked for 32 years and then bought some property across the street from where I worked and ran a business for 16 years and sold it, I have traveled a lot and so far have not found anywhere I would rather live.
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Not to hijack this thread, but certainly relatedly, is the condo market in Florida going to be in crisis? I have read about come complexes become ghost complexes because the current residents can't afford the capital call to fix up deferred maintenance required after the building collapses a couple of years ago. I like to nose around on Zillow so that, combined with the hurricanes seem to be having an impact on things. But, I would be curious as what people are seeing who actually live there. For more specific reference, I am looking from Marco to Tampa.
Is it going to be in crisis? It already is in my opinion. Insurance rates are high on them, assessments for many have taken place or are likely coming and with higher interest rates, it’s a cooling market.
I will say that maybe for us inland people, the insurance market might be leveling some. I just got my renewal and it only went up about $15. Very anecdotal though.
Okay boomer, LOL.
Retirement is still a few years away with plans to spend each winter taking a trip to anywhere in the world we want to see but spending most of the year at our home base in IC where most of our family is now. That could change but we’re flexible in that regard.
Grew up in central/northern WI with a cottage on a small lake, and my BIL's family has a pretty sweet cottage/vacation home setup in central MI on a small lake that literally is connected to Lake MI, so that is what I know...
All I know is the last summer I have with routine 90-95 degree days and 60+% humidity will be the best summer I have. I’ve done days in the Midwest where the temps are over 100 and yeah, it’s hot, but at least it was a dry heat.
I guess I hadn't really considered interest rates having an impact, as it would never occur to me to buy a retirement place with anything other than cash. But, of course, there are lots of people financing condos with the idea they will rent them out to cover their monthly nut.
It can be brutal with high heat and high humidity in the upper midwest, but it is typically not more than a week or so a year. Certainly not the sustained brutal heat and humidity you get. I will never forget how freaking hot and muggy it was a couple of summers ago when we did the Clearwater Beach and Orlando thing. The Gulf water temp was in the upper 90s!
Pricing is down a little on good locations and buildings in good condition with good reserves.
Pricing on older buildings near the water are in a downward spiral and guessing the bottom is probably a building by building story and months/years away depending on situation.
The driver on this is insurance and reserve requirements which translates to hoa increases. Higher interest rates for borrowing are also a killer.
In my opinion look at newer complexes in naples, ft meyers and bonita springs if buying soon.
I figure I'm 3-7 years away from retirement from my job. Once I'm retired, I'll probably still work a little, helping my wife with our rental properties. No plans to move away from our current home, which we have lived in for over 22 years. Living in Atlanta, I think we'll need a place that's a lot cooler in the summer than what we experience here. I'm thinking something in Maine (Portland and north) or eastern Canada (nova scotia/pei).
I'm super close to being done.
Plan for now is to buy a chunk of land in eastern Iowa to help keep me busy, spend dog days of summer up at the cabin in the U.P. and head south from Jan - Mar. Folks have a place in Punta Gorda though more than a week at a time with them isn't an option.
The no pic works remote so we can be wherever we want.
We won't make a permanent move until we see where the kids settle.
Plan for now is to buy a chunk of land in eastern Iowa to help keep me busy, spend dog days of summer up at the cabin in the U.P. and head south from Jan - Mar. Folks have a place in Punta Gorda though more than a week at a time with them isn't an option.
The no pic works remote so we can be wherever we want.
We won't make a permanent move until we see where the kids settle.
Floridians have gathered in them there hills of No Car for generations. The horrible storms up there and the destruction have made some reconsider but there are still so many just wanting a heat break that in July and August you can’t help but run into lots of Floridians hanging out in Highlands or Cashiers.
I wonder if prices will come down a little this year.
LOL lots of “retired” folks work at the HD’s in FL.
“Bored”, “want to stay busy”, “get out of the house”
And so many are from out of state.
I’m not sure what HD would do without them.
Yes, I plan on moving.
I want to downsize. No need for a 3,500 sq ft home for two people (My wife and I will be outnumbered by toilets 5-2) AND I want out of San Antonio. I'm tired of a busy city.
I still have no idea why anyone would think traveling to Florida in the summer is a good idea.
No doubt about it. I know there’s no perfect location for hazards, but Maine in the summer sounds lovely.
Believe me, those of us who grew up here shake our heads at that too.
But tourists keep streaming into Mouseville in one of the state’s hottest places.
One of my extended family goes up to Bar Harbor every summer for several weeks. They love it.
Maine in the summer is spectacular.
I live 14 minutes from the ocean but it’s just not a draw for me. It’s not uncommon among us locals although about 2-3 times a year I enjoy a walk along the beach at sunset.
I actually do like the Panhandle beaches more than the Atlantic (except for New Smyrna Beach) and even though Destin is overcrowded I really like it there. If only I could afford it. 🫤
It was the one week window we had to shoot where there were no practices/required workouts for high school sports.
Interesting. Lived in Tampa for just over 3 years. Live in Chicago area today. Took a trip down there with the wife a few years ago and drove through Destin. Hated it. The Florida version of Wisconsin Dells in the summer. Completely overrun with traffic and tourism, which is saying a lot for Florida. Couldn't get out fast enough. Drove just a few miles east and found Miramar Beach which felt like a world away from the madness of Destin.
It is a function of time, and never having been to FL during the summer before. We had an opportunity for a quick vacay and it was hot in Iowa so we thought so what, it will be hot in FL. That somewhat held true, but it was more miserable than we anticipated. Will not be doing that again.
We have been to Sandestin before and I did not particularly care for it. The beaches were pristine and beautiful, but they were jam packed with Texans and Louisianans. Not our cup of tea.
Miramar is (to me) part of the stretch of beach towns that seem continuous with no differentiation.
You want true separation and peace and quiet go east a bit and check out Mexico Beach.
Have three kids. One is close, one two hours away, and one still in grad school.
Will retire in less than 3 years.
No plans to move. Would consider it strongly if no kids were close and grandkids were involved.
Going south for a month or two every winter will be enough for me. So much obscene wealth in those areas drives up the cost of living for everybody else.
Biggest plan I have for retirement is riding my bike across the country.
Weather is something I can ignore. What I enjoy is conversation with family and friends.
I have no real material possession wants, the old I get the more I hate “stuff”. If I was single I could easily be happy living in a tiny home.
Will retire in less than 3 years.
No plans to move. Would consider it strongly if no kids were close and grandkids were involved.
Going south for a month or two every winter will be enough for me. So much obscene wealth in those areas drives up the cost of living for everybody else.
Biggest plan I have for retirement is riding my bike across the country.
Weather is something I can ignore. What I enjoy is conversation with family and friends.
I have no real material possession wants, the old I get the more I hate “stuff”. If I was single I could easily be happy living in a tiny home.
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Want I want if I move:
Shorter time with cold weather and not much snow unless the area is gorgeous.
Be able to ride my bike
Quiet place
Just got back from Florida. Love beaches. Didn't like the traffic.
Love what I do in my job. Don't care for organizational politics (major U) and actually despise that aspect more and more.
Don't like working with colleagues right out of grad school now. ( don't think we were that bad)
Still have 2 college students. They get tuition discount (50%) due to my job.
Have 2 small businesses one of which I can do anywhere and one I can't (manage farms).
Would pick southern Cal if I could afford it but can't.
Not sure where to go. And.... my wife is not younger than me and still hot (no pics). She's ageless. Her mom was same way.
Shorter time with cold weather and not much snow unless the area is gorgeous.
Be able to ride my bike
Quiet place
Just got back from Florida. Love beaches. Didn't like the traffic.
Love what I do in my job. Don't care for organizational politics (major U) and actually despise that aspect more and more.
Don't like working with colleagues right out of grad school now. ( don't think we were that bad)
Still have 2 college students. They get tuition discount (50%) due to my job.
Have 2 small businesses one of which I can do anywhere and one I can't (manage farms).
Would pick southern Cal if I could afford it but can't.
Not sure where to go. And.... my wife is not younger than me and still hot (no pics). She's ageless. Her mom was same way.
My goal is to have a summer home in Duluth, MN or Door County, WI and then a summer home somewhere in the SW (most likely AZ). Duluth is so great in the Summer.
So here's what everyone fails to understand. There's midwest hot, and then there's Florida hot. One is nothing like the other, and the worst part of it is that you're going down there for outside activities. I lived in Tampa for 3 years and liked to golf. I didn't swing a golf club from June-August the entire time I lived down there. Time of day doesn't matter. Too ****ing hot.
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