I know, but you can make monthly payments of like 50$ and I have co pay now. Insurance company picking up most of the tab.One MRI and that 17000 is gone.
I know, but you can make monthly payments of like 50$ and I have co pay now. Insurance company picking up most of the tab.One MRI and that 17000 is gone.
Let's be honest, not saying you're not but medical bills wipe most people out.One MRI and that 17000 is gone.
No. I had 3500 hundred out of pocket expense then their 80/20 kicked in, but you're right 17000 isn't shit in the grand scheme of things.One MRI and that 17000 is gone.
After you’ve met your deductible and out of pocket max. Which obviously can vary greatly. Could be as little as 1500 or closer to 10000 to 15000. My point was more of just relying on an HSA. Sometimes there are procedures or tests the insurance will flat out deny. And you’ll carry the cost for a bit while fighting them.I know, but you can make monthly payments of like 50$ and I have co pay now. Insurance company picking up most of the tab.
My max out of pocket was 3500. Not in HSA anymore because of my age. I am in a co pay now which is what I always wanted, but employers are always looking for the cheap way out. until they can't get talent.After you’ve met your deductible and out of pocket max. Which obviously can vary greatly. Could be as little as 1500 or closer to 10000 to 15000. My point was more of just relying on an HSA. Sometimes there are procedures or tests the insurance will flat out deny. And you’ll carry the cost for a bit while fighting them.
Wait - you mean to tell me billionaires healthcare is supported and kids are not? WOW.There's something very villainous to believing that a modern superpower democratic society cannot provide universal health care to its inhabitance. To support billionaires and deny children basic needs is truly evil.
As I said it varies. It’s messed up. The way hospitals o healthcare providers will just pull whatever number they want to bill it seems. Then Health Insurance negotiates or pays whatever they think is appropriate. Then as long as you are covered the rest is forgiven. As long as your maximums and deductibles are reached.My max out of pocket was 3500. Not in HSA anymore because of my age.
They’d gladly trade places if they saw my house, my cars, my freedom vs living in an 800 sq ft flat, taking a trolley to the job…Why do you think every other civilized country can pull this off but the wealthiest country in the world can’t?? NOBODY wants to trade with us. That should tell you we’re doing it wrong. Stop being afraid. Quality of care…give me a break.
Oh we provide it alright. Most of Europe gets it provided “free” by the fact that they can allocate revenue to healthcare - because we Americans are providing their defense for them.If wanting all citizens to health care at an affordable cost is evil, then I'll proudly claim that.
It's not even a cost question, it's complete and total lack of desire to provide it.
Agreed, that is why I pay for higher premium for co-pay, it is worth it IMO.As I said it varies. It’s messed up. The way hospitals o healthcare providers will just pull whatever number they want to bill it seems. Then Health Insurance negotiates or pays whatever they think is appropriate. Then as long as you are covered the rest is forgiven. As long as your maximums and deductibles are reached.
The truth is that there’s an enormous amount of health care given to those who aren’t currently under some insurance umbrella already.I feel like healthcare is something this country could compromise on. It's a shame the way our government works. The right complains that they'd have to pay for others. But that is exactly how insurance works. It's a shared expense and the more people insured in a group lowers the costs for everyone. Now imagine 330 million people insured. You pay your premium (taxes) and as a group we cover everything.
I feel like healthcare is something this country could compromise on. It's a shame the way our government works. The right complains that they'd have to pay for others. But that is exactly how insurance works. It's a shared expense and the more people insured in a group lowers the costs for everyone. Now imagine 330 million people insured. You pay your premium (taxes) and as a group we cover everything.
Hey come get our "free care" ( you all pay a shit ton of taxes on).......... the next appointment is in 16 months.
"Hey, your kid is having seizures? Well you can see a neurologist in 7 months." And that's a true story.
Don't give me this "there's no waiting list in America" BS.
And the folks that can not pay. Are usually coming in for one of two procedures. Healthcare that could have been given at a faction of the cost at a clinic or life threatening care that could have been treated cheaper with prescriptions or less complex procedures at vastly cheaper rates.The truth is that there’s an enormous amount of health care given to those who aren’t currently under some insurance umbrella already.
Medicaid. Or sick folks visit ER’s and are seen even if they cannot pay. Charitable pay options are at almost every hospital,
I do not disagree that there can be some improvements made but there’s still a reason wealthy foreigners come here to get the best health care on the planet.
Hey come get our "free care" ( you all pay a shit ton of taxes on).......... the next appointment is in 16 months.
This should NEVER happen in this country. It does because too many people are afraid of change or don’t care. AMERICANS should not lose everything if a family member gets sick. Nobody else has to worry about it. Americans are forced to accept it.Let's be honest, not saying you're not but medical bills wipe most people out.
LOLThere's something very villainous to believing that a modern superpower democratic society cannot provide universal health care to its inhabitance. To support billionaires and deny children basic needs is truly evil.
I feel like healthcare is something this country could compromise on. It's a shame the way our government works. The right complains that they'd have to pay for others. But that is exactly how insurance works. It's a shared expense and the more people insured in a group lowers the costs for everyone. Now imagine 330 million people insured. You pay your premium (taxes) and as a group we cover everything.
Not true but keep trying…Why do you think every other civilized country can pull this off but the wealthiest country in the world can’t?? NOBODY wants to trade with us. That should tell you we’re doing it wrong. Stop being afraid. Quality of care…give me a break.
So if people are provided basic healthcare treatment they’ll all quit their jobs because they’re thinking that they’re living on easy street?This should motivate you to have your shit together and hold down a job that assists with health insurance.
Just giving away health insurance at no expense? Let’s watch that Laziness meter bust through the roof.
Plus, there is already an incredible amount of people utilizing EMS to get ER visits and NEVER paying a single dime for any of it.
There's something very villainous to believing that a modern superpower democratic society cannot provide universal health care to its inhabitance. To support billionaires and deny children basic needs is truly evil.
Talked to a retired teacher recently who went on "Obama care" pays more than I do through my employer.
Insurance (crooks) wants 1000 bucks a month premium in some cases. Anything can be better than that. People who are on the side of insurance companies are absolute scum of the earth.And guess who pays for it. You see once again the takers are all for getting more freebies in life while the working stiffs keep paying for it.
No shit. My point was health care isn’t free even aca. Sorry if I didn't articulate my point well enough. i.e. we agree.No shit.
Because your employer subsidizes the costs for you.
No shit. My point was health care isn’t free
Do espouse the government should provide insurance to everyone?Insurance (crooks) wants 1000 bucks a month premium in some cases. Anything can be better than that. People who are on the side of insurance companies are absolute scum of the earth.
What? what do you think my point is?No; that was not your point.
Because your subsidized payment has nothing to do with it.
What? what do you think my is?
Totally the opposite, again I apologize I wasn't clear enough for you to understand it.I have no idea what "think my is"....
You had no point. You simply wanted to bitch about people purchasing ACA plans.
Love the fact we have access to ACA. Means I may not have to work till 65 just for insurance. Hope that clarifies things.I have no idea what "think my is"....
You had no point. You simply wanted to bitch about people purchasing ACA plans.
Where do you come up with the liberal drivel?There's something very villainous to believing that a modern superpower democratic society cannot provide universal health care to its inhabitance. To support billionaires and deny children basic needs is truly evil.
There's something very villainous to believing that a modern superpower democratic society cannot provide universal health care to its inhabitance. To support billionaires and deny children basic needs is truly evil.
There's something very villainous to believing that a modern superpower democratic society cannot provide universal health care to its inhabitance. To support billionaires and deny children basic needs is truly evil.