DeSantis
- Thread starter Chishawk1425
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So, that's their solution to the homeowners insurance crisis? Great....... for the insurance companies.
Yikes. Good luck with that one, consumers.
The concern that frivolous suits will require insurers to pay those legal costs is legitimate.
One would think there is ample room for "middle ground" here, in having a court or judge review a case, and decide on initial merits whether the insurer will pay those upfront costs. Based on a list of criteria established by the courts.
At least, from what I'm understanding, insurers have to pay legal costs before the case is settled (which is what prevents them from just delaying/outspending individuals who cannot afford representation). Eliminating this right, entirely, will be a boon for massive insurance companies who can ignore paying out claims to everyone except those with deep enough pockets to get them to trial.
But, the immediate result here is "EVERYONE can now get insurance!"
See!!! We FIXED it!!
Everything they do benefits the wealthy...rarely the little guy. Example #7000 of how people vote against their own interests.
And where will the funding come from for this BS investigation? Will it also attempt to determine the lives saved by the vaccine? Freaking idiot.
According to the article, the policy holder has to be successful in their lawsuit in order to collect attorney fees. Frivolous lawsuits more than likely would not have that outcome.
In most lawsuits, each side usually pays for their own lawyers. But Florida’s one-way attorney fee law allows a policyholder who successfully sues an insurance company that refused to pay a claim to make that insurance company pay their legal bills, too.
They ain't readin' the Tarot cards very well here...
It's like Covid is the Anti-MAGA-Old-People virus, and the old MAGA people are gonna fight against it to their last dying breath...
I will take it a step further. Now knowing it will happen, when rates jump again, they will have already spun up a story and been selling it to their brain dead, propaganda drinking voters that it somehow was due to the Democrats, who have zero power at this point. And they will, every single one of them, believe it. That is how we are in this bizarre new world. They are literally crafting the conspiracy laden theory right now to begin selling.
You clearly did not understand why the Legislature had multiple special sessions. The "insurance crisis" had nothing to do with the lowly average citizen. The crisis was that the insurance industry was worried that their profits might be lower.
Democrats have said the bill is lopsidedly in favor of the industry, providing yet another bailout without offering any immediate or guaranteed relief for policyholders whose insurance rates have doubled in the last few years and are on average three times higher than anywhere else in the United States.
“The people of Florida need relief,” said Rep. Marie Woodson, D-Hollywood. “So many people are struggling to afford the premiums and find coverage. If we don’t come up with short-term solution right now, we are going to pay a lot more on the back end.”
The problem is that, despite what Trad will tell you, the insurance industry in FL is crumbling. Pouring more taxpayer money into premiums and coverage just encourages more of the same idiotic behavior. There will come a point where there will be no insurance avaialable at ANY price for high risk properties and "the people of Florida" will foist their losses onto the rest of us. The "short-term solution" that doesn't take climate into account will simply result in those losses growing and we will be paying "a lot more on the back end".
“The people of Florida need relief,” said Rep. Marie Woodson, D-Hollywood. “So many people are struggling to afford the premiums and find coverage. If we don’t come up with short-term solution right now, we are going to pay a lot more on the back end.”
The problem is that, despite what Trad will tell you, the insurance industry in FL is crumbling. Pouring more taxpayer money into premiums and coverage just encourages more of the same idiotic behavior. There will come a point where there will be no insurance avaialable at ANY price for high risk properties and "the people of Florida" will foist their losses onto the rest of us. The "short-term solution" that doesn't take climate into account will simply result in those losses growing and we will be paying "a lot more on the back end".
This defines DeSantis.
[Elon Musk] expressed a desire for a candidate who’s “sensible and centrist,” implying that DeSantis is both.
In what universe? He’s “sensible and centrist” only by the warped yardsticks of Trump, Marjorie Taylor Greene, Kari Lake and the like.
Trump’s challengers will be defined in relation to him, casting them in a deceptively flattering light. They’ll be deemed steady because he’s not, on the ball because he’s out to lunch, enlightened because they don’t sup with Holocaust deniers. They’ll be realists to his fantasist, institutionalists to his nihilist, preservationists to his arsonist.
None of those descriptions will be true. Some will be persuasive nonetheless.
That dynamic is already doing wonders for DeSantis as he flies high over a very low bar. “Look!” say Republicans eager to take back the White House. “It’s Superman!” Hardly. But his promoters are hoping that the shadow of Trump produces such an optical illusion.
[Elon Musk] expressed a desire for a candidate who’s “sensible and centrist,” implying that DeSantis is both.
In what universe? He’s “sensible and centrist” only by the warped yardsticks of Trump, Marjorie Taylor Greene, Kari Lake and the like.
Trump’s challengers will be defined in relation to him, casting them in a deceptively flattering light. They’ll be deemed steady because he’s not, on the ball because he’s out to lunch, enlightened because they don’t sup with Holocaust deniers. They’ll be realists to his fantasist, institutionalists to his nihilist, preservationists to his arsonist.
None of those descriptions will be true. Some will be persuasive nonetheless.
That dynamic is already doing wonders for DeSantis as he flies high over a very low bar. “Look!” say Republicans eager to take back the White House. “It’s Superman!” Hardly. But his promoters are hoping that the shadow of Trump produces such an optical illusion.
A nice summary from nextdoor
Here are some of the things our politicians have been working on with insurance companies without any input from Florida taxpayers:
• Allows insurance companies to force policyholders to mandatory binding arbitration, a dispute resolution process that forbids the policyholder from access to the Courts. This arbitration process is heavily weighted in favor of insurance companies and take away your constitutional right to a jury trial.
• Takes away your right to have your attorney’s fees and costs paid by your insurance company when they wrongfully deny, underpay or delay your claim.
• Creates a $1 billion taxpayer-funded program for insurance companies to bail out insurance companies who have made poor choices. This is in addition to the $2 billion dollar program that was passed a mere 6 months ago.
• Reduces the ability for policyholders to bring “bad faith” claim lawsuits to hold their insurance company accountable for engaging in improper claims handling conduct towards its policyholders.
• Allows insurance companies to electronically investigate and adjust insurance claims. Your insurance company can make a claim determination without ever sending someone to your home to inspect it.
• Reduces the time frame for the policy holder to reopen claims to 1 year and to file supplemental claims to 18 months. Basically, policyholders will now have only 18 months to complete repairs to their home or forgo their right to be reimbursed for their damages under their policy.
• Requires homeowners covered by state-run Citizens Property Insurance to pay more for insurance coverage. Everyone with a Citizens policy would have to buy flood insurance, some as soon as April this year. Those with Citizens policies would not be able to renew their coverage if they receive policy offers from private insurers that are within 20% of the cost of the Citizens premiums.
• Changes the burden of proof to make Citizens’ policyholders prove that water damage is from wind damage rather than the burden on the insurer to prove that the flood caused the damage
Just want to share what's being done (or not) about soaring homeowners insurance.
The Legislative bill about to be presented to Governor to sign states that anyone with Citizens will have to have flood insurance and can...
nextdoor.com
Another reason our premiums are sky high: In 2015, State Farm’s CEO earned $13.3 million overseeing America’s largest property insurance company. That same year at Tampa-based Heritage Insurance Holdings, one of numerous small Florida-based homeowners insurance companies, its CEO made $27.3 million — despite overseeing 0.3% of the number of policies and accounts of State Farm.
This guy is straight up evil
DeSantis urges lawmakers to pass permitless carry law | Morning in America
DeSantis urges lawmakers to pass permitless carry law | Morning in America
Complicated issue...
Go after the insurance companies and they just may say F it in vulnerable areas...
Florida homeowners were already facing an expensive and difficult market for home insurance before Hurricane Ian. The devastating storm is about to make things worse — even for those fortunate enough to escape any damage.
For the better part of two decades, the nation’s major insurers have wanted as little to do with Florida as possible, as least when it comes to insuring homes.
Go after the insurance companies and they just may say F it in vulnerable areas...
Florida homeowners were already facing an expensive and difficult market for home insurance before Hurricane Ian. The devastating storm is about to make things worse — even for those fortunate enough to escape any damage.
For the better part of two decades, the nation’s major insurers have wanted as little to do with Florida as possible, as least when it comes to insuring homes.
Agree....by "complicated" I mean how do you address the situation? No easy answers to this IMO...
Pretty interesting thread on what's happening in Florida because of Ronnie's attack on "Wokeness" and education. Also there's a unsurprising Easter egg in the thread.
It would be hard to put forth a more perfect example of a certified crackpot.... except maybe a few of the Q-anon MAGA rally attendees interviewed by Jordan Klepper.
Red Meat Ron is playing to the base again and against the will of the people.
abovethelaw.com
Will Of The People Be Damned, Ron DeSantis Appoints Ousted Judge To Higher Position - Above the Law
Voters rejected this judge, but he's perfect for Ron DeSantis's agenda.
abovethelaw.com
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