I think if you do some research, you might want to reconsider some of your points.
For instance, in Germany, your free college educational opportunities are slotted beginning in the 3rd grade, and change based on performance every few years. If you want to pursue an opportunity outside your slot, you pay out of pocket. No federal guarantee college loan.
In most EU and UK countries, health care is rationed. While you likely would still get the health care you need, you might have to wait a long time for that care.
That free healthcare isn't free, it's paid for by taxes, and everyone pays taxes.
I share your concerns with insurance in Florida, but insurance has gone crazy everywhere, and it's largely due to inflation everywhere, and hurricanes in Florida. Houses and vehicles cost way more to replace than they did pre-covid.