I’m fine, thank you.You ok dude?
Why would it cross your mind that your wife or kids would want you gone???
I mean I worry about my wife and kids being able to emotionally recover from me dying in a accident. (Not to mention financially). You are worried that they might actually want you to die??
Either your relationship with them is extremely poor or you don't see yourself as having value.
I just have an over-active imagination + a significant life insurance policy.