I think the response so far is tremendous, but a couple of things are curious to me about this. 1. All children can remain on their parents health insurance until they turn 26, so the whole year that they are 25, they retain eligibility. I am not sure how old he is, but I suspect he is 1-2 years away from 26 at this time FWIW.
2. Health care coverage cannot be denied due to a pre-existing condition. It is likely that he will have to pay health insurance premiums and the corresponding deductibles, etc, once he hits age 26, and those will not be cheap, but he should not have gigantic uncovered health expenses.
I wish him the very best in this fight, cancer sucks!
This is true however they can jack the premium VERY high. 2 months before he turned 18, my agent told me to get a small whole life policy in his name so he won’t be denied and existing life insurance meditates a premium jack. Can’t be denied but it can go prohibitive. If he parents bought a separate policy (not a rider) it will be as ok as it can be.
the cost of treatment for ALL can reach over $500k. Most of which is in the beginning of treatment. (High level drugs, test and so on). Called induction depending on the plan. If they add radiation it spikes the cost. If on his parents insurance, most will be covered but there are premium things not covered that really help.
There are many agencies and cancer support groups that can help. Even with their help and great insurance, I was about $25k/$30k out of pocket over 30 months. Worth it but there it is. In my sons case, he qualifies for survivor support for college so, in a sense, that comes back.
End of the day, the more money the family can raise, the less burden on the support agencies to help. Which means, other and less able families get the support.
From what little I know about the Sorensen family, any excess will go to a great place.
I don’t believe AT ALL that anyone is questioning the honor of the family or validity of the the fund. I just wanted to give a perspective of experience.
What I will say is that while it nearly broke my financial state, he lived and I would live in a box that he is alive.
The next 6 weeks will be very hard on BS and his family. The toughest part if things go well. If the ALL is persistent, 4 months.
He is a guy who will endure with dignity. No doubt.
From experience, what little we received from the outside I received (not a pity party, just wheee I was) made focusing on keeping him comfortable much easier.