Believe me, I am in the industry. I have said to many people that a health US economy really should have rates in the 5%-6% range. We agree on this. But, we are not just talking about interest rates, we are talking about the economy as a whole. And, if done right, those interest rates would climb slowly of the course of several years....not within months. Housing is a mess, rents are a mess.....peopleare hurting. Yes, those that locked in at the low rate (like my wife and I) are ok. But, I care about those that are NOT locked in or those who want to buy or need a place to rent and can't find any options.Ok lets talk reality, these are effectively normal rates, 6-7% interest rates are not high, let me reiterate, these interest rates are not high, we are just no longer in a fed induced ultra low interest rate environment that we remained in since the great recession. If someone is looking at move they have likely created a ton of equity on their previous house. So ultimately again I am not sure what the issue is here. You are upset that things have normalized????