I hope that you are right......but if you sit and think about it, can you tell me with 100% certainty that undefeated Utah, TCU, (or Baylor), Florida St. and a 1 loss SEC Champion Alabama don't get in over undefeated Iowa? Are you FOR SURE, because I am not.
Utah and FSU both already lost.
13-0 Iowa is 98% in. Don't sweat it.