ADVERTISEMENT

Polis signs controversial 'pet rent' bill into law in Colorado

Colonoscopy

HR Legend
Feb 20, 2022
11,210
12,127
113
51
Saint Louis, Mo
Per the rules laid out in the bill, insurers are now prohibited from denying homeowner's insurance or a dwelling fire insurance policy based solely on the breed of a dog at a residence. Insurers are also now unable to inquire about the breed of a pet dog, though they can ask if a specific animal has been deemed dangerous.

 
Few thoughts:

1) This seems wholly inconsistent with the way insurance works. So, big exception.
2) The way people think of dogs in society has changed -- they're essentially taking place of what would be human relationships for some people. (we can pontificate over whether or not this is a good trend, nevertheless...)
 
So will insurance companies be liable for pitbull attacks? It says “insurers are now prohibited from denying homeowner's insurance or a dwelling fire insurance policy based solely on the breed of a dog at a residence”, but can they write in the policy that it’s not liable for damage due to certain breeds? Seems like a logical workaround— they’re still issuing the policy, but with exceptions on what they cover.
 
  • Like
Reactions: Colonoscopy
ADVERTISEMENT
ADVERTISEMENT