The Christian is saved by faith alone. Ephesians 2:8,9
tells us, "It is by grace you have been saved, through faith,
and this not from yourselves. It is the gift of God, not by
works, so that no one can boast."
Out of a grateful heart for his or her salvation, the Christian
will want to love God and love their neighbor. Just as
Christ demonstrated unselfish love on the cross for us,
we will want to demonstrate unselfish love for others.
Lute,
Let us not forget Romans 2:6-7:
"For [God] will render to every man according to his works: to those who by patience in well-doing seek for glory and honor and immortality, he will give eternal life..."
Faith and works are both crucial for salvation.
Bottom line: The Protestant denominations are all man made. Protestants need to come home to the Church founded by Jesus Christ: The Roman Catholic Church.
It seems clear to me that there are incomplete and inconsistent instructions on thus subject in the Bible. Odd that Jesus could have left such muddled teachings for such an important thing.