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Los Angeles On Fire

Absolutely incompetent and totally unprepared to fulfill its mission:

The Los Angeles Fire Department (LAFD) committed significant resources to diversity, equity and inclusion (DEI) initiatives before the outbreak of massive fires that devastated the Los Angeles area overnight.

The LAFD has implemented an internal “racial equity plan,” subjected employees to diversity training and is currently led by Chief Kristin Crowley, “the first female and LGBTQ Fire Chief in the LAFD” and a staunch supporter of the initiatives. As strong winds fed the wildfires on Tuesday evening, former Republican Los Angeles mayoral candidate Rick Caruso reported that some fire hydrants were running low on water as the department scrambled to mobilize firefighters.


The department’s racial equity plan, adopted in 2021, asserts that the LAFD is a better firefighting organization for focusing on the demographic characteristics of its personnel.


“The strength of any organization rests in its greatest resource—its people; and LAFD leadership cannot accomplish any of the racial equity and inclusion goals without the employees to accomplish the work and embrace the vision while being guided by competent leadership,” the LAFD racial equity plan states. “It has been concluded and realized that the more talent, skills, perspectives, insight, knowledge, and abilities acquired through racial equity and inclusion, the stronger and more effective and competitive the organization has become.”

The LAFD evidently did not have adequate personnel on hand to mount an immediate and sufficient response to the devastating fires, indicated by the rare Tuesday night call to off-duty firefighters to report their availability. Some forecasts, including those issued by the National Interagency Fire Center and the California Office for Emergency Services, warned that Southern California was at high risk for serious fires before Tuesday’s events.

Look, you actually need to provide evidence of poor decision making by the department, by the lesbian fire chief. That she had a resume unsuited for the job. That she was an unqualified hire. You have to provide evidence for all this.

The mere existence of DEI + bad fire doesn't prove anything. That's ****ing weak sauce my friend.

DEI at its worst could lead to a raft of incompetent hires, but it can also -- and often only is -- a meaningless bit of training and preaching that doesn't amount to anything. (just an annoyance or bit of stupidity for some people)
 
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What evidence do you have that LA hasn't been preparing for fires or doing what you might normally expect a fire department to do?
Again, if you're phucking around with the bullshit in that document, you're not training for the mission and you are also defeating the morale of those who don't want to be forced into buying into that bullshit!
 
Again, if you're phucking around with the bullshit in that document, you're not training for the mission and you are also defeating the morale of those who don't want to be forced into buying into that bullshit!
Oh come on. How much time does that shit really require? Corporations and governments regularly have stupid bits of training and initiatives that eat up an hour or two of your time every 6 months or whatever. Do I think they're useful a lot of times? No. But they're not giant time eaters and minor annoyances.

I'm going to criticize the LA fire department when I see that it failed to do what it usually did, what fire departments usually do in general, to stay ready to fight fires.

That they had spend some time on DEI training BS doesn't move the needle for me.
 


“People are angry at State Farm for non-renewing policies in the Palisades, but that anger is misplaced.
California policies/regulators are standing in the way of a functioning market and costing homeowners dearly. The problem is in large part due to California's unique(ly bad) form of direct democracy.,

California passed Proposition 103 in 1988, which requires insurers to get approval from the California Department of Insurance (CDI) before changing rates, limits how much insurers can increase rates, and requires insurers to charge rates that are "reasonable for their profits and investment income."

It also allows for public participation in rate hearings, slowing things down further and making rate filings very expensive. The commissioner can reject rates deemed excessive or unfair. Insurers have decided the juice isn't worth the squeeze and have been leaving the state in droves. It's not greed - it's simple economics... it's simply not profitable to operate in many regions of the state, and the insurers can't increase their rates to make it profitable, so they leave, and homeowners are left without insurance.

We also elect our insurance commissioner... and unfortunately, we elected unqualified @ICRicardoLara (previously a state senator, no background in insurance). In his tenure, insurers haven't been able to get rate filings done in a timely fashion and haven't gotten approvals for rate increases that make sense to cover the cost of doing business.

California requires insurers to underwrite using historical data from the past 20 years (which doesn’t include housing growth in high-risk regions or increased fuel load following years of drought and poor fire suppression strategies) to determine catastrophe losses vs predictively modeled data incorporating climate change.

The 2017 and 2018 wildfire seasons were bad in California, and wiped out nearly two times the combined underwriting profits for California homeowners’ insurers for the prior 26 years… It’s acceptable to have large losses in this business but you need years of gains to offset them. California is the only state that doesn’t allow for consideration of reinsurance costs in ratemaking, and disallows forward-looking models when pricing wildfire risk.

Insurers are in the business of insuring homes and they definitely would love to serve the largest state in the country with a bunch of expensive homes. If the state let there be a functioning insurance market, people would be able to get homeowners insurance, but the state has let us down. Don't blame the insurers here, blame poor governance in California!
The bigger issue is that there simply isn’t a reinsurance market for these areas. Same with Forida.

This was less of a problem in the past because low interest rates allowed for a robust Insurance-Linked Securities market. That’s no longer the case.

I’ll add that big data has absolutely screwed people by helping insurers drop customers based on conditions.
 
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Gg3PEO4WUAActr9


 
Rs, and especially Trump, need to stfu right now. This is a massive wildfire. Pretending that a few more hydrants could stop it is insane. This is why Trump is bad for us. Natural disasters hit and he is out trolling dead Americans.

Red meat for his brain dead base is more important than using his charismatic gifts to be a statesman and leader. He is a POS like the people who support him.
 
Red meat for his brain dead base is more important than using his charismatic gifts to be a statesman and leader. He is a POS like the people who support him.
Gotta be honest. I place the blame on his supporters. He's just one criminal POS who decided to run for president. Rs could have chosen anyone else. But they chose him. By himself Trump is just one elderly man with limited intelligence and severe impulse control problems. It's only because people put up with his bullshit that he has any power.
 
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I really do feel for CA. Like I said, I believe devastating fires are going to become more common everywhere.

I recall a few afternoons last fall in eastern Iowa with the winds really whipping and a red flag warning even out for one of them…as civilization encroaches further into agriculture…someday we will have an extreme event where a field catches, and it jumps into the subdivision too quickly and half the town goes up.
 
The bigger issue is that there simply isn’t a reinsurance market for these areas.

UNPOSSIBLE

Trad informed us that these "re-insurers" were just price gouging...
(I de-pants'd him in whatever previous thread on FL hurricanes that was months - or years - ago)
 
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How about the fire? What if its stopped in its infancy?

With 100 mph winds?
Not gonna happen. Embers blow too far, too fast.

Again: I lived in San Diego during their major fires. Had those come into the canyon connected to my neighborhood, our whole neighborhood was going to go up in smoke.

I currently live in Colorado close to where the Marshall Fire took out an entire neighborhood with 80-100 mph winds; I have a friend who worked for the City of Louisville and she shared videos of what they were dealing with as those fires swept into the city.

You are a colossal idiot in not understanding how any of this works.
 
Rs, and especially Trump, need to stfu right now. This is a massive wildfire. Pretending that a few more hydrants could stop it is insane. This is why Trump is bad for us. Natural disasters hit and he is out trolling dead Americans.
Trump will be your daddy for 4 years starting on 20 January!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
 
UNPOSSIBLE

Trad informed us that these "re-insurers" were just price gouging...
(I de-pants'd him in whatever previous thread on FL hurricanes that was months - or years - ago)
Re-insurance itself is a terrible business. The value is almost entirely in the data. That’s why large insurance brokerages have bought up Re’s recently.
 





Unfortunately California still hasn’t fully implemented the recommended remedy’s
 
I haven't been this pissed off at Trump in quite a while. Fires are consuming entire neighborhoods. Cali looks like a hellscape. The videos are shocking in their magnitude.

And Trump spreads lies and plays politics in the most juvenile way possible. It's sickening what he's doing.
The opposite of presidential. If he wants to be respected as a president by everyone he ought to act like one.
 
I haven't been this pissed off at Trump in quite a while. Fires are consuming entire neighborhoods. Cali looks like a hellscape. The videos are shocking in their magnitude.

And Trump spreads lies and plays politics in the most juvenile way possible. It's sickening what he's doing.
Suck a D! :eek:🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
 
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